fbpx

Crowdfunding Blog

How to think about risk and risk tolerance

The saying “no risk, no reward” applies in many contexts, but none more so than with investing. Risk is a fundamental aspect of investing. If you buy securities, especially illiquid securities in the private capital markets, you should understand that your capital will likely be locked up for a considerable period of time and that …

How to think about risk and risk tolerance Read More »

A bit more on risk and its many forms

In a previous post, we wrote a bit about risk and how to think about it, including risk tolerance. Here, we write a bit more on the subject and a number of the different types of risk that investors face, including risks around: Liquidity (or Illiquidity) Liquidity refers to degree to which an asset can …

A bit more on risk and its many forms Read More »

What does it mean to rebalance a portfolio?

Rebalancing an investment or retirement portfolio, which typically includes securities and commodities, is what investors do to reset their allocated asset mix back to its original state. Over time, some assets in a portfolio will grow faster than others. Rebalancing helps ensure that an investor’s portfolio does not overweight into a particular asset category. For …

What does it mean to rebalance a portfolio? Read More »

What does it mean to diversify your investments?

Diversification is the practice of spreading capital among different investments to reduce the potential risk of losing that capital in any given investment. Basically, it’s generally not a good idea to put all your eggs in one basket. There are many ways to diversify your investments. For example, you can allocate your investment capital across …

What does it mean to diversify your investments? Read More »

Asset Allocation

Asset allocation refers to the division of capital into different asset classes, such as stocks, bonds, and cash. How you allocate your assets into different classes is entirely up to you, perhaps with the help of your advisors, and will likely change over time. Factors to consider when determining your personal asset allocation, include: Time …

Asset Allocation Read More »

Understanding Investment Product Fees

Investment products and services are not free. In fact, many such products and services have lots of costs associated with them. Some apparent. Some not so apparent. Even small fees can accrue over time and have a significant impact on the value of an investment portfolio. In short, its important to understand the fees you …

Understanding Investment Product Fees Read More »

What is an “intrastate” securities offering?

Together, Section 3(a)(11) of the Securities Act of 1933 and Rule 147 make up what are generally known as the “intrastate offering exemption.” The intent behind the statutory provision and its safe harbor is to facilitate the financing of local (in-state) business operations. In order to satisfy Section 3(a)(11) and Rule 147, a company generally …

What is an “intrastate” securities offering? Read More »

What is Regulation Crowdfunding (Reg CF)?

In the United States, Regulation Crowdfunding (often referred to as “Reg CF”) enables eligible companies to offer and sell securities through crowdfunding. The rules: require all Reg CF transaction to take place online through an SEC-registered intermediary, either a broker-dealer or a funding portal; permit a company to raise a maximum aggregate amount of $1.07 …

What is Regulation Crowdfunding (Reg CF)? Read More »

What is Regulation A (Reg A)?

Regulation A (aka – “Reg A” or “Reg A+”) is an exemption from registration under the Securities Act of 1933 for public securities offerings of up to $50 million annually. It is often referred to as a type of crowdfunding offering because of the ability of companies to broadly solicit interest from investors and to …

What is Regulation A (Reg A)? Read More »

What is a Rule 504 offering?

Rule 504 of Regulation D is an exemption from registration under the Securities Act of 1933 for the offer and sale of up to $5 million of securities in a 12-month period. A company conducting a Rule 504 offering is required to file a notice with the SEC on Form D within 15 days after …

What is a Rule 504 offering? Read More »

Scroll to Top